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HighPoint Financial Services Ltd. is a commercial credit provider of financial
services to the small and medium sized business sector, which are generally
owner-managed. Our typical loan size is $30,000 to $5 million.
Our business is built upon excellent service to our clients because
we approach every deal as if we are the client! We recognize that every
client has unique financing needs and very likely has had difficulty in
dealing with the Schedule A banks. Not every deal fits within a banker’s
box. Our fresh approach originates from our experience and understanding
of the client’s priorities and the fact that we have actually run
a business. We also understand that the client is likely not familiar with
the various products and services available in the marketplace. Our client’s
business is to operate his business. Our business is to get the funding
that clients need in order to operate theirs. We want to be the
call you make when you need funding and we’ll take it from there!
Credit requirements are generally quite straight forward. Collateral
and cash flow are the main criterion for loan approvals. Interest rates
vary based upon risk. Very often funding can be obtained by knowing how
to properly package the request to the lender. Finding the lender with the
appetite for a deal from our stable of lenders is our business.
Our consulting arm is pleased to prepare business plans and strategic financial
plans that are often required by lenders in order to entertain proposals.
Each lender’s requirements are different and we are well positioned
to prepare proposals that get results. Every business needs a business plan
because it documents a methodical approach to planning for the future. The
exercise of drafting a plan and answering to yourself the inevitable questions
about you business is a very wise investment indeed. HighPoint
Financial Services gets paid only when the client’s request has been
fulfilled. Commissions are paid only if the money is obtained under the
terms and conditions that are acceptable to the borrower. The amount of
commissions varies by deal size, structure, and amount. No advance fees
are paid. Funds can be provided in the form of: * mortgages
* term loans * leases * lines of credit At HighPoint Financial
Services, we approach each application for funding as if we are the borrower.
We understand the anxiety and hard work in finding the money to grow your
business. We can help.
Contents Copyright © 2004 HighPoint Financial. All Rights Reserved.
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